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You may have heard about exceptions that let you borrow online
images or text, but they're often more like urban legends than legal loopholes. Maybe you've been told that if you use a thumbnail-sized
version of a full image, or just a small part of an image or paragraph, or if you adjust it by a certain percentage, then
borrowing is protected as 'fair use' of copyrighted material. Or you may have heard that images and text without a copyright
symbol are automatically part of the public domain, and therefore okay to borrow. In reality you should assume that none of
these tactics will protect you from a crippling lawsuit--especially if you're using imagesand text for commercial purposes.